Medical Area

Professional liability insurance for healthcare and life science professionals.
“Where care meets responsibility —
EIS Broker protects those who protect lives.”

Overview
The Medical Area of Professional Liability Insurance is designed for healthcare professionals and organizations exposed to claims for negligence, omission, or malpractice during their professional practice.
EIS Broker provides comprehensive, regulatory-compliant policies that safeguard doctors, dentists, nurses, and healthcare structures from civil, administrative, and disciplinary claims, ensuring full protection of their professional and financial reputation.
“Because every decision in medicine carries a responsibility —
we insure yours.”

Regulatory Framework
EIS Broker’s Medical Professional Liability solutions comply with:
• Law 24/2017 (Gelli–Bianco Law) – Liability of healthcare professionals and institutions;
• Civil Code, Articles 2043–2050 – Extra-contractual liability;
• Legislative Decree 502/1992 – National Health System regulation;
• Legislative Decree 209/2005 – Insurance Code;
• IVASS Regulation No. 40/2018 – Insurance intermediation and conduct;
• EU Directive 2011/24/EU – Cross-border healthcare rights.
Policies recognized by public health authorities, private institutions, and professional orders.

Who It’s For
• Doctors and surgeons (public or private sector);
• Dentists and orthodontists;
• Nurses and paramedical staQ;
• Clinical laboratories, private clinics, and medical facilities;
• Healthcare administrators and directors;
• Independent practitioners in outpatient and diagnostic services.
“From operating room to administration —
we cover every act of responsibility.”

Coverage Highlights
• Medical malpractice (error, omission, negligence);
• Bodily injury or death caused to patients;
• Violation of consent or confidentiality;
• Disciplinary and criminal defence costs;
• Reimbursement of legal and expert expenses;
• Retroactive and posthumous coverage options;
• Coverage for employed or substitute staQ;
• Extended protection for telemedicine and digital records.
Optional extensions:
• Cyber and data protection breach;
• Loss of documents and medical records;
• Public relations and reputation damage cover.

Key Benefits
• Mandatory coverage under Law 24/2017;
• Accepted by all Italian healthcare institutions and professional orders;
• Comprehensive civil and legal protection;
• Fully customizable limits for each specialization;
• Available for individual practitioners and medical entities. “EIS Broker — the insurance heartbeat of medical responsibility.”

Documents Required
To request a quotation, please provide:
• Professional licence and registration number;
• Specialization and healthcare role;
• Annual income or turnover (€);
• Claims history (past 5 years);
• Employer or contract type (self-employed / public / private);
• Completed EIS Broker Application Form.

Request a Medical Liability Quotation
(Your request will be securely sent to ba*******@*******er.it)