Donation And Succession Policy

Protecting inherited and donated assets with legal certainty.
“Every legacy deserves security —
EIS Broker turns generosity into guaranteed protection.”

Overview
The Donation and Succession Policy is a specialized insurance solution designed to protect beneficiaries, donors, and property buyers from the legal risks associated with donations and inheritance transfers.
Under Italian law, donated assets may be subject to future claims of restitution or reduction by legitimate heirs (eredi legittimari), potentially endangering property ownership or real estate transactions.
EIS Broker provides comprehensive coverage that safeguards both private individuals and financial institutions from these risks, ensuring that every donation or succession is handled with legal certainty and economic stability.
“Peace of mind for those who give, and those who receive.”

Regulatory Framework
All Donation and Succession Policies issued by EIS Broker comply with:
• Italian Civil Code (Articles 769–809) – Rules governing donations;
• Article 553 et seq. – Reduction actions by heirs;
• Law 112/2016 – Protection of beneficiaries with special needs (Dopo di Noi);
• Legislative Decree 209/2005 – Italian Insurance Code;
• IVASS Regulation No. 40/2018 – Insurance intermediation and conduct. Recognized by notaries, banks, and real estate professionals throughout Italy.

Who It’s For
• Donors and beneficiaries involved in asset or property transfer;
• Buyers purchasing property originating from a donation;
• Banks and lenders requiring title protection for mortgages;
• Notaries and legal advisors managing inheritance proceedings;
• Heirs wishing to secure their legitimate rights in complex estates.
“We insure the continuity of what you’ve built and the protection of who inherits it.”

Coverage Highlights
• Legal expenses and indemnities for restitution or reduction claims (azioni di riduzione e restituzione);
• Financial protection for buyers of donated property;
• Reimbursement of litigation costs and notarial expenses;
• Coverage for both donor and donee;
• Indemnity to banks and mortgage lenders in case of property restitution;
• Optional legal assistance and expert evaluation for inheritance disputes. Optional extensions:
• Extended cover for multiple properties or family estates;
• Legal support for foreign heirs and cross-border successions;
• Title insurance integration for notarial transactions.

Key Benefits
• Ensures legal certainty in property donations and inheritances;
• Recognized by banks, notaries, and legal professionals;
• Prevents future disputes and ownership interruptions;
• Protects both private individuals and institutional stakeholders;
• Fast issuance and long-term coverage (up to 20 years). “EIS Broker — guaranteeing peace of mind across generations.”

Documents Required
To apply for a Donation and Succession Policy, please provide:
• Notarial deed of donation or succession;
• Property title and cadastral documentation;
• Certificate of family status (stato di famiglia);
• List of legitimate heirs (if applicable);
• Tax ID and ID of donor and donee;
• Completed EIS Broker Application Form.

Request a Donation & Succession Policy Quotation
(Your request will be securely sent to ba********@*******er.it)