E.A.R. – Erection All Risks

Comprehensive insurance for industrial installation and plant assembly projects. “Where precision meets power —
EIS Broker guarantees your project’s stability and success.”

Overview
The Erection All Risks (E.A.R.) Policy provides full insurance protection for installation, assembly, and commissioning of industrial machinery, plants, and equipment.
It covers physical damage and third-party liability that may occur during installation, testing, or trial operation, ensuring that both contractors and project owners are protected from unforeseen losses.
EIS Broker designs E.A.R. solutions tailored to industrial, mechanical, and energy sectors, oOering complete compliance with public and private contract specifications.
“From design to operation, we insure the precision that drives production.”

Coverage Scope
• Material damage to machinery, components, and equipment during erection;
• Fire, explosion, collapse, or natural events (flood, lightning, earthquake);
• Third-party liability for bodily injury and property damage;
• Testing and commissioning period coverage ;
• Optional extensions for surrounding property, cross liability, and business interruption.
“Because even the smallest assembly error can have the biggest cost.”
Regulatory Framework
E.A.R. policies distributed by EIS Broker comply with:
• Italian Civil Code (Articles 1655–1677) – Construction and assembly contracts;
• Legislative Decree 36/2023 – Public Contracts Code;
• EU Directive 2014/24/EU – Procurement and performance standards;
• IVASS Regulation No. 40/2018 – Insurance intermediation and conduct;

• Solvency II Directive (2009/138/EC) – Financial soundness of insurers.
Issued exclusively by IVASS-authorized insurance carriers rated for financial stability and technical expertise.

Who It’s For
• Engineering and installation contractors;
• Industrial plant manufacturers;
• Energy and utilities companies;
• Public or private project owners requiring performance guarantees. “Precision, protection, performance — guaranteed by EIS Broker.”

Key Benefits
• Protects against damage during complex installation processes;
• Meets tender and contract requirements for industrial projects;
• Combines material damage and liability protection in one policy;
• Recognized by public authorities, EPC contractors, and developers;
• Rapid underwriting and claims response.
“EIS Broker — insuring the machinery that builds the future.”

Documents Required
To request an E.A.R. quotation, please provide:
• Project description and technical layout;
• List of insured parties (contractor, owner, suppliers);
• Total contract value (€);
• Duration and testing period;
• Location and environmental risk data;
• Completed EIS Broker Application Form.

Request an E.A.R. Quotation

(Your request will be securely sent to ba********@*******er.it)