Technological Risks

Comprehensive insurance solutions for construction, innovation, and digital security. “Technology drives progress —
EIS Broker guarantees the safety behind it.”

Overview
The Technological Risks Division of EIS Broker provides specialized insurance solutions that protect companies from construction, engineering, and digital threats that can compromise projects, investments, or operations.
In an evolving environment driven by innovation, infrastructure, and data, our risk management approach integrates technical expertise, financial strength, and regulatory compliance to deliver tailored protection for every industrial and technological need.
Our dedicated policies include C.A.R. (Contractor’s All Risks), E.A.R. (Erection All Risks), Decennial Liability, and Cyber Risk, covering every stage of a project — from design and assembly to post-construction and operational integrity.
“From the ground to the cloud — we insure the foundations of progress.”

Regulatory Framework
All EIS Broker solutions comply with:
• Legislative Decree 209/2005 – Italian Insurance Code;
• EU Directive 2009/138/EC (Solvency II) – Financial soundness of insurers;
• Civil Code Articles 1655–1677 (Construction Contracts);
• EU Cybersecurity Act (Reg. 2019/881) – Digital resilience standards;
• IVASS Regulation No. 40/2018 – Insurance intermediation.
All policies are issued by IVASS-authorized insurance carriers with solid technical and
financial ratings.

Our Mission
To provide advanced risk transfer solutions for modern industries — construction, energy, manufacturing, and information technology — ensuring operational continuity, contractual compliance, and investor confidence.
“Where complexity grows, so does our protection.”

Key Benefits
• Full-spectrum coverage for technological and engineering risks;
• Tailor-made policies adapted to project type and value;
• Coverage compliant with tender and contractual requirements;
• Dedicated underwriting support and technical advisory;
• Trusted by contractors, engineers, developers, and public entities.
“Innovation without protection is risk —
with EIS Broker, it becomes opportunity.”

Policy Portfolio
• C.A.R. – Contractor’s All Risks
Protection during construction works for material damage, third-party liability, and unforeseen events.
• E.A.R. – Erection All Risks
Insurance for installation, assembly, and commissioning of industrial plants and equipment.
• Decennial Liability (Posthumous)
Long-term coverage for construction defects, required by Italian law.
• Cyber Risk
Protection against data breaches, ransomware, and digital liability exposures.

Documents Required for Quotation
• Project or system description;
• Estimated project value (€);
• Duration of works or contract;
• Company registration and tax details;
• Risk report or loss prevention plan (if available);
• Completed EIS Broker Application Form.

Request a Technological Risk Quotation

(Your request will be sent to ba********@*******er.it)