Technical Area

Professional liability insurance for architects, engineers, and technical experts.
“Design shapes the future —
EIS Broker guarantees its safety.”

Overview
The Technical Area of Professional Liability Insurance provides comprehensive protection for engineers, architects, surveyors, and other technical professionals who design, certify, or supervise construction and industrial projects.
Errors in design, calculation, or compliance can have serious financial and structural consequences.
EIS Broker oOers tailored coverage that protects professionals, firms, and public employees from claims, damages, and legal costs arising from negligence, omission, or technical inaccuracies.
“Every project begins with an idea —
we protect the people who make it possible.”

Regulatory Framework
All policies issued through EIS Broker comply with:
• Law 148/2011, Art. 3, Paragraph 5, Letter e) – Mandatory insurance for professionals;
• Presidential Decree 137/2012 – Regulation of professional orders;
• Civil Code, Articles 1669 and 2236 – Technical and contractual liability;
• Legislative Decree 36/2023 – Public Contracts Code;
• IVASS Regulation No. 40/2018 – Insurance intermediation and compliance;
• EU Directive 2006/123/EC – Professional services harmonization.
Recognized by professional orders, public administrations, and procurement authorities.

Who It’s For
• Architects and Engineers (civil, structural, mechanical, electrical);
• Surveyors and Building Experts (Geometri e Periti Edili);
• Real Estate Agents and Property Managers;
• Public Technical Employees (Municipal or Regional);
• Project Certifiers and Supervisors (Asseveratori);
• Industrial Technicians, Agronomists, and Environmental Experts;
• Unregulated technical professionals oOering consulting or certification services. “Precision, compliance, and protection —
the cornerstones of every successful project.”

Coverage Highlights
• Design errors, omissions, or miscalculations;
• Failure to comply with technical standards or safety laws;
• Damage to property or third parties due to design or supervision defects;
• Loss of documents or project data;
• Breach of professional duty or contract;
• Defence costs and expert witness fees;
• Retroactive coverage and posthumous extensions. Optional extensions:
• Asseveration Risk Cover (PNRR / Superbonus compliance);
• Environmental and geotechnical liability;
• Joint venture and public procurement coverage;
• Cyber protection for technical data breaches.

Key Benefits
• Fully compliant with national and EU technical regulations;
• Mandatory for tender participation and public contracts;
• Legal defence and claims management included;
• Tailored coverage for individual professionals or firms;
• Strengthens credibility and contract eligibility.
“EIS Broker — the foundation of professional reliability.”

Documents Required
To apply for a quotation, please provide:
• Professional licence / registration certificate;
• Project type and specialization;
• Annual turnover (€);
• Claims history (past 5 years);
• Public or private sector activity;
• Completed EIS Broker Application Form.

Request a Technical Liability Quotation
(Your request will be securely sent to ba********@*******er.it)