Financial & Insurance Area

Professional indemnity coverage for financial, credit, and insurance intermediaries. “Trust is your capital —
EIS Broker protects its true value.”

Overview
The Financial & Insurance Area of Professional Liability Insurance provides specialized protection for professionals operating in the insurance, financial, and credit intermediation sectors.
These professionals manage sensitive financial information and client portfolios where even minor errors, omissions, or misrepresentations can generate significant losses.
EIS Broker designs high-level, compliant coverage that safeguards financial intermediaries against claims arising from professional negligence, mis-selling, or regulatory breaches, ensuring business continuity and full compliance with IVASS and OAM requirements.
“Where responsibility meets regulation,
we build your shield of reliability.”

Regulatory Framework
All policies issued comply with:
• Legislative Decree 209/2005 (Insurance Code) – Arts. 106–120;
• IVASS Regulation No. 40/2018 – Insurance distribution and intermediation;
• OAM Regulation (Art. 128-quater TUB) – Agents and credit brokers;
• EU Directive 2016/97 (IDD) – Insurance Distribution Directive;
• EU Directive 2014/65/EU (MiFID II) – Financial markets regulation;
• Civil Code, Articles 1176 & 1218 – Professional responsibility. Policies recognized by IVASS, OAM, and all major financial institutions in Italy.

Who It’s For
• Insurance Brokers (RUI Section B)
• Insurance Agents (RUI Section A)
• Financial Advisors (Agents in Financial Activity – AFA)
• Credit Brokers and Mediators
• Independent Financial Planners and Consultants
• Wealth Managers and Investment Service Providers
“Your role: protect the client.
Our mission: protect you.”

Coverage Highlights
• Errors, omissions, or negligence in financial or insurance advisory;
• Failure to comply with regulatory or disclosure obligations;
• Incorrect investment or product recommendation;
• Breach of professional duty or mis-selling;
• Third-party financial loss from consulting activities;
• Legal and disciplinary defence expenses.
Optional extensions:
• Cyber and data breach coverage;
• Employee dishonesty or fraud;
• Reputation protection and PR crisis management;
• Loss of documents or digital records

Key Benefits
• Compliant with IVASS and OAM professional insurance requirements;
• Protects against financial and reputational loss;
• Covers regulatory defence and legal assistance;
• Strengthens institutional trust with clients and partners;
• Tailor-made limits and deductibles for intermediaries of all sizes.

“EIS Broker — the insurance of those who insure.”

Documents Required
To apply for a quotation, please provide:
• RUI or OAM registration certificate;
• Professional licence or authorization;
• Activity description and annual turnover (€);
• Claims history (past 5 years);
• Completed EIS Broker Application Form.

Request a Financial & Insurance Liability Quotation
(Your request will be securely sent to ba********@*******er.it)