Professional Liability

Protecting professionals, their reputation, and their clients.
“Expertise builds value —
EIS Broker insures the trust behind every profession.”

Overview
The Professional Liability Division of EIS Broker provides customized insurance solutions that protect professionals and firms from claims, damages, and legal expenses resulting from negligence, errors, or omissions during the exercise of their duties.
Whether you are a lawyer, engineer, doctor, broker, or consultant, our coverage safeguards both financial security and professional credibility, ensuring full compliance with Italian and European regulations that make Professional Indemnity Insurance mandatory for most licensed professions.
“Your work is your signature —
we guarantee that it remains untarnished.”

Regulatory Framework
All policies comply with:
• Legislative Decree 209/2005 – Italian Insurance Code;
• Law 148/2011, Art. 3, Paragraph 5, Letter e) – Mandatory insurance for professionals;
• Civil Code, Articles 2229–2236 – Professional responsibility;
• EU Directive 2006/123/EC – Freedom of services and professional standards;
• IVASS Regulation No. 40/2018 – Insurance intermediation and compliance. Policies are issued exclusively by IVASS-authorized insurers and recognized by professional orders, chambers, and public authorities.

Who It’s For
• Self-employed professionals (freelancers and consultants);
• Professional firms and partnerships;
• Companies providing specialized professional services;
• Public sector professionals required to prove financial responsibility.

“Because professionalism deserves protection equal to its responsibility.”

Coverage Highlights
• Errors, omissions, or negligence in professional performance;
• Breach of professional duty or failure to comply with standards;
• Defamation, libel, and reputation damage;
• Loss of documents or client data;
• Third-party claims for financial loss;
• Legal defence costs in civil and disciplinary proceedings. Optional extensions:
• Retroactive coverage for past activities;
• Extended reporting period (claims made);
• Coverage for employees, associates, and substitutes;
• Cyber and privacy breach add-ons.

Key Benefits
• Compliant with all Italian and EU professional regulations;
• Tailored coverage by profession and risk exposure;
• Legal protection and claim management included;
• Enhances reputation and tender eligibility;
• Tax-deductible insurance premium for professionals.
“We turn risk into resilience —
protecting what defines your expertise.”

Documents Required
To apply for a Professional Liability quotation, please provide:
• Professional licence or registration;
• Tax ID and Chamber of Commerce extract (if applicable);
• Description of professional activity;
• Annual turnover (€);
• Claims history (past 5 years);
• Completed EIS Broker Application Form.

Request a Professional Liability Quotation
(Your request will be securely sent to ba********@*******er.it)